Client cash-flow discovery, built for advisor-led planning.
CashFlowIQ gives advisors a structured way to collect household cash-flow details, review planning information, identify follow-up opportunities, and generate client-safe discussion reports from one secure workspace.
Secure client intake. Advisor review. Client-safe reports.
Designed for financial planners and advisory teams. Not a budgeting app. Not a financial plan. A better discovery workflow.
Client discovery is still too scattered.
Cash-flow conversations often start with spreadsheets, PDFs, emails, portal uploads, CRM notes, and incomplete client memory. Advisors need a cleaner way to gather the household picture before the planning conversation begins.
Too many disconnected inputs
Spreadsheets, PDFs, emails, portal uploads, and CRM notes all live in different places.
Hard to see what is missing
Without a structured profile, gaps in the household picture only surface mid-conversation.
Reports take too long to prepare
Pulling together a client-safe discussion document shouldn't eat into prep time.
From client input to advisor-ready review.
- Step 1
Invite the household
Create a household and send a secure MoneyPath invitation.
- Step 2
Client completes MoneyPath
Clients enter income, expenses, debts, savings, accounts, goals, retirement, insurance, estate/tax, documents, and other planning details.
- Step 3
Advisor reviews the profile
CashFlowIQ organizes the information into a MoneyPath Profile, planning opportunities, document workflow, and follow-up tasks.
- Step 4
Generate reports
Create client-safe discussion reports, advisor internal briefs, and data-entry exports for your planning workflow.
Everything an advisor needs before the planning conversation.
MoneyPath client intake
Structured household discovery across cash flow, goals, debts, savings, accounts, insurance, estate/tax, documents, and retirement.
Advisor MoneyPath Profile
Review the household profile by Status, Cash Flow, Accounts & Net Worth, Goals & Planning, Protection & Estate, Documents, and Utilities.
Planning Opportunity Map
Deterministic planning flags help advisors spot missing information, follow-up needs, and planning opportunities.
AI Insights
Advisor-only insights help summarize patterns, questions, and possible next actions using the household profile.
Document workflow
Track requested, provided, received, and reviewed documents without losing the checklist.
Advisor-ready reports
Generate client-safe reports, advisor internal briefs, and MoneyPath data-entry exports.
Reports designed for real advisor workflows.
Use client-safe reports for planning conversations and advisor-internal reports for preparation, review, and follow-up.
Client-safe reports
- Household snapshot
- Income, deductions, expenses, debts, savings
- Goals and planning discussion questions
- Clear disclaimers
Advisor-internal reports
- Data quality
- PFR opportunities
- Documents workflow
- Advisor follow-up tasks
- Data-entry export
- Household Cash-Flow Review
- Retirement Spending Review
- Budget Discovery Summary
- Couple Budget Summary
- Advisor Internal Brief
- MoneyPath Data Entry Export PDF / CSV
A guided client experience, not another spreadsheet.
MoneyPath gives clients a structured path to enter household information at their own pace, while advisors can see what is complete, what is missing, and what needs review.
- Secure household invitation
- Guided sections
- Progress tracking
- Helpful document checklist
- Client-safe language
- Advisor review before anything is used
Built with advisor controls in mind.
CashFlowIQ supports advisor-led discovery and preparation. It does not replace professional judgment and does not generate a financial plan, investment recommendation, tax recommendation, legal recommendation, or insurance recommendation.
Ready to make household discovery easier?
Start building a clearer cash-flow review workflow for your advisory practice.